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Mood Disorder Community
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Jonathan90125
Incredible Member (2000+ posts)
4098 Posts
Gratitude: 378
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 Posted - 12/05/2008 : 11:22:34
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I've been badly overspending badly recently, I have recently acquired a credit card, and with Xmas and lots of other things and I have recently been spending a bit like Bill Gates...well hyperbole, but I reckon I am about £900 in the red and I don't know what I'm going to do.   |
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| EmergingArtist
Incredible Member (2000+ posts)
9136 Posts
Gratitude: 822
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Posted - 12/08/2008 : 19:52:40
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What did you buy?
EA  Age: 33
Sex: female
working part-time, married
Diagnosed 1993, Bipolar I  |
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| lynn2150
Super Incredible Member (10000+ posts)
21329 Posts
Gratitude: 2146
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Posted - 12/08/2008 : 21:38:59
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It's easy to rack up the cards especially near Christmas.
Note to self: ask God what His plans are, for me, for the day.
. |
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| davidt
Super Incredible Member (10000+ posts)
82944 Posts
Gratitude: 2519
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Posted - 12/09/2008 : 05:30:05
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Hi Jonathan,
I use a credit card for convenience, but never for more than I can comfortable afford. That is to say, I pay it off at the end of each month, so as not to accrue interest charges.
I have very few virtues but when it comes to living within my means I generally succeed!
David
If you work these communities ... there's a good chance these communities will work for you! |
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| darbird7
Starting Member
1 Posts |
Posted - 12/20/2008 : 08:28:41
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| I tend to have the same prolem with overspending, even when I know I don't have the money. It's like a manic high I'm on that I can't stop, no matter how hard I try. The guilt that comes with overspending is unbearable, which makes me feel depressed. I get even more depressed when all that spending sends me deeper in debt. I've never been able to remedy this problem. Any suggestions on how to curb the spending? |
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| shades_of_nadia
Incredible Member (2000+ posts)
2322 Posts
Gratitude: 362
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Posted - 12/20/2008 : 11:59:56
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ive lived like a pauper, ive lived like a king...
when i have money, i cant help myself from 'treating' myself and my family to a few nice things, but when i do know that i cannot afford it, i can (mostly) keep it under control..
credit cards are not for everyone,lol!! only the most responsible ppl,like david, can have them..
with our credit card, we've encountered a month or two when the cash flow was severely restricted and we were forced to use the cc.. so now we are maxed out, but it will get better..
when its paid, i would definitely recommend cutting it up if you know you cant resist the temptation..
btw, HI DARBIRD7!!
feel free to post anywhere,, though bipolar general topics, and social forum have much more traffic..
Iron ore may think itself senselessly tortured in the furnace, but as the tempered steel blade looks back, it knows better... |
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| stigmastomper (inactive)
Super Incredible Member (10000+ posts)
24317 Posts
Gratitude: 1940
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Posted - 12/21/2008 : 20:21:15
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| you can work out a payment plan, return or sell items, maybe find away that you can work even a few hours a week. in time you will be suprised at how quickly an hour , or half hour of work adds up. |
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| warblaster
Super Incredible Member (10000+ posts)
112498 Posts |
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| warblaster
Super Incredible Member (10000+ posts)
112498 Posts |
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| warblaster
Super Incredible Member (10000+ posts)
112498 Posts |
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| warblaster
Super Incredible Member (10000+ posts)
112498 Posts |
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| warblaster
Super Incredible Member (10000+ posts)
112498 Posts |
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| warblaster
Super Incredible Member (10000+ posts)
112498 Posts |
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| warblaster
Super Incredible Member (10000+ posts)
112498 Posts |
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| warblaster
Super Incredible Member (10000+ posts)
112498 Posts |
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| warblaster
Super Incredible Member (10000+ posts)
112498 Posts |
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Overspending badly recently:-credit card, xmas etc
